Core Service
Tax Planning
Year-round monitoring of your tax position so decisions get made in July, not discovered in April. Built into how we work with business owners — and the heart of the FP&A tiers.
What it is
Tax planning is the difference between filing a return and shaping the number on it. We monitor your income, deductions, retirement contributions, business decisions, and life events throughout the year and flag opportunities before they're locked in.
Most clients don't need this on Day 1 — but once income gets variable (S-Corp distributions, investment gains, multi-state income, real estate), the planning layer pays for itself many times over.
Who it's for
- Business owners with S-Corp distributions or owner comp decisions
- High-income earners managing AMT, NIIT, or QBI thresholds
- Investors with realized gains, Roth conversion timing, or RSU sales
- Households planning major life events (home sale, retirement, college funding)
- Anyone tired of being surprised by their tax bill
What's included
- Year-round AI-monitored tax position with proactive alerts
- Scheduled planning sessions (cadence varies by tier)
- Audit Shield protection
- Estimated payment calendar and reminders
- Roth conversion, retirement contribution, and investment timing review
- Direct CPA access for business owners — Josh available when decisions can't wait
How pricing works
Proactive tax planning is part of how we work, not a separate individual add-on. For business owners it deepens through the FP&A tiers (Pulse, Co-pilot, Command), where planning is tied to the forward numbers. For individuals it's covered within your tax membership.